/* Directory Template System — base.css (shared). Brands override tokens in themes/*.css only. */
:root{
  --brand-dark:#111;--brand-accent:#2EC4B6;--brand-accent-strong:#0B7A70;
  --btn-bg:var(--brand-accent);--btn-fg:#111;--btn-bg-hover:var(--brand-accent-strong);--btn-fg-hover:#fff;
  --link:var(--brand-accent-strong);--hero-bg:var(--brand-dark);--hero-fg:#fff;--hero-muted:#C9D1DB;
  --bg:#fff;--surface:#F5F7F9;--border:#E2E6EB;--text:#1A1D22;--muted:#5A6472;
  --ok:#157F47;--warn:#9A5B00;--bad:#B42318;
  --font:"Inter",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif;
  --fs-xs:.8125rem;--fs-sm:.9375rem;--fs-base:1rem;--fs-lg:1.125rem;--fs-xl:1.375rem;--fs-2xl:1.75rem;--fs-3xl:clamp(1.75rem,1.2rem + 2.2vw,2.75rem);
  --s1:4px;--s2:8px;--s3:12px;--s4:16px;--s5:24px;--s6:32px;--s7:48px;--s8:64px;--s9:80px;
  --radius:10px;--radius-lg:16px;--shadow:0 1px 2px rgba(16,24,40,.06),0 4px 12px rgba(16,24,40,.06);
  --tap:44px;--maxw:1160px;--sticky-h:64px;
}
*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;font:400 var(--fs-base)/1.6 var(--font);color:var(--text);background:var(--bg)}
img,svg{max-width:100%;height:auto;display:block}
a{color:var(--link);text-underline-offset:2px}
a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid var(--brand-accent);outline-offset:2px}
h1,h2,h3{line-height:1.2;letter-spacing:-.015em;margin:0 0 var(--s3)}
h1{font-size:var(--fs-3xl);font-weight:800}h2{font-size:var(--fs-2xl);font-weight:750;margin-top:var(--s7)}h3{font-size:var(--fs-lg);font-weight:700;margin-top:var(--s5)}
p{margin:0 0 var(--s4)}
.wrap{max-width:var(--maxw);margin:0 auto;padding:0 var(--s4)}
@media(min-width:768px){.wrap{padding:0 var(--s5)}}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0)}
.skip{position:absolute;left:-999px}.skip:focus{left:8px;top:8px;background:#fff;padding:8px;z-index:99}

/* Sample-data banner (remove in production) */
.sample-banner{background:#FFF4CC;color:#4A3B00;font-size:var(--fs-xs);text-align:center;padding:6px var(--s4);font-weight:600}

/* Header */
.site-header{background:var(--hero-bg);color:var(--hero-fg)}
.site-header .wrap{display:flex;align-items:center;gap:var(--s4);min-height:60px}
.logo{display:flex;align-items:center;gap:10px;color:inherit;text-decoration:none;font-weight:800;font-size:1.0625rem;white-space:nowrap}
.logo-mark{width:30px;height:30px;border-radius:8px;background:var(--brand-accent);flex:none}
.nav{margin-left:auto;display:flex;gap:var(--s2);align-items:center}
.nav a{color:var(--hero-fg);text-decoration:none;font-size:var(--fs-sm);min-height:var(--tap);display:inline-flex;align-items:center;padding:0 10px;border-radius:8px}
.nav a:hover{background:rgba(255,255,255,.08)}
.nav .nav-link{display:none}
@media(min-width:900px){.nav .nav-link{display:inline-flex}}
.nav .btn{min-height:40px}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;min-height:var(--tap);padding:0 20px;border-radius:var(--radius);border:0;background:var(--btn-bg);color:var(--btn-fg);font:700 var(--fs-base)/1 var(--font);text-decoration:none;cursor:pointer;white-space:nowrap}
.btn:hover{background:var(--btn-bg-hover);color:var(--btn-fg-hover)}
.btn-lg{min-height:52px;padding:0 26px;font-size:var(--fs-lg)}
.btn-ghost{background:transparent;color:var(--link);box-shadow:inset 0 0 0 1.5px var(--border)}
.btn-ghost:hover{background:var(--surface);color:var(--link)}
.btn-block{width:100%}

/* Breadcrumb */
.crumbs{font-size:var(--fs-xs);color:var(--muted);padding:var(--s3) 0}
.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px}
.crumbs li+li::before{content:"›";margin-right:4px}
.crumbs a{color:var(--muted);display:inline-block;padding:6px 0}

/* Hero (compact on mobile so H1 + answer stay above the fold) */
.hero{background:var(--hero-bg);color:var(--hero-fg);padding:var(--s5) 0 var(--s6)}
.hero h1{color:#fff;max-width:20ch}
.hero .answer{color:var(--hero-muted);font-size:var(--fs-lg);max-width:62ch}
.hero .answer strong{color:#fff}
@media(min-width:768px){.hero{padding:var(--s8) 0 var(--s8)}}
.hero-light{background:var(--surface);color:var(--text)}
.hero-light h1{color:var(--text)}.hero-light .answer{color:var(--text)}.hero-light .answer strong{color:var(--text)}

/* Search */
.search{display:grid;gap:var(--s2);margin-top:var(--s4);max-width:720px}
.search input{min-height:52px;border-radius:var(--radius);border:1.5px solid transparent;padding:0 16px;font:inherit;font-size:var(--fs-base);width:100%}
@media(min-width:640px){.search{grid-template-columns:1fr 1fr auto}}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:var(--s4);padding:0;list-style:none}
.chips li{font-size:var(--fs-xs);font-weight:600;padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.1);color:var(--hero-fg)}
.hero-light .chips li{background:#fff;color:var(--text);box-shadow:inset 0 0 0 1px var(--border)}

/* Disclosure */
.disclosure{font-size:var(--fs-xs);color:var(--muted);margin:var(--s2) 0 0;max-width:62ch}
.hero .disclosure{color:var(--hero-muted)}

/* Sections & grids */
section.block{padding:var(--s7) 0}
section.block>.wrap>h2:first-child{margin-top:0}
.alt{background:var(--surface)}
.grid{display:grid;gap:var(--s4)}
@media(min-width:768px){.g2{grid-template-columns:repeat(2,1fr)}.g3{grid-template-columns:repeat(3,1fr)}.g4{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--s5);box-shadow:var(--shadow)}
.card h3{margin-top:0}
.steps{counter-reset:s;list-style:none;padding:0}
.steps li{counter-increment:s;position:relative;padding-left:48px}
.steps li::before{content:counter(s);position:absolute;left:0;top:0;width:34px;height:34px;border-radius:50%;background:var(--brand-accent);color:var(--btn-fg);font-weight:800;display:grid;place-items:center}
.link-grid{list-style:none;padding:0;display:grid;gap:8px;grid-template-columns:repeat(2,1fr)}
@media(min-width:768px){.link-grid{grid-template-columns:repeat(4,1fr)}}
.link-grid a{display:flex;align-items:center;min-height:var(--tap);padding:0 14px;border:1px solid var(--border);border-radius:var(--radius);background:#fff;text-decoration:none;font-weight:600}

/* Summary / answer box */
.summary{background:#fff;border:1.5px solid var(--border);border-left:5px solid var(--brand-accent);border-radius:var(--radius-lg);padding:var(--s5);margin-top:var(--s4)}
.facts{display:grid;gap:var(--s3);grid-template-columns:repeat(2,1fr);margin:var(--s3) 0}
@media(min-width:768px){.facts{grid-template-columns:repeat(4,1fr)}}
.fact{background:var(--surface);border-radius:var(--radius);padding:var(--s3)}
.fact dt{font-size:var(--fs-xs);color:var(--muted);font-weight:600}
.fact dd{margin:2px 0 0;font-weight:700}
.status{display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:var(--fs-sm);padding:4px 10px;border-radius:999px}
.status.ok{background:#E7F6EC;color:var(--ok)}.status.warn{background:#FFF3E0;color:var(--warn)}
.asof{font-size:var(--fs-xs);color:var(--muted)}

/* Listing cards */
.results{list-style:none;padding:0;display:grid;gap:var(--s3)}
.lcard{display:grid;gap:var(--s3);background:#fff;border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--s4) var(--s5)}
@media(min-width:768px){.lcard{grid-template-columns:1fr auto;align-items:center}}
.lcard h3{margin:0 0 4px;font-size:var(--fs-lg)}
.lcard h3 a{color:var(--text);text-decoration:none}
.lcard .meta{font-size:var(--fs-sm);color:var(--muted);margin:0}
.badges{display:flex;flex-wrap:wrap;gap:6px;margin-top:8px}
.badge{font-size:var(--fs-xs);font-weight:600;padding:4px 8px;border-radius:6px;background:var(--surface);border:1px solid var(--border)}
.lcard .why{font-size:var(--fs-xs);color:var(--muted);margin-top:6px}
.lcard .actions{display:flex;gap:8px;flex-wrap:wrap}
.filters{display:flex;gap:8px;overflow-x:auto;padding:var(--s2) 0;margin-bottom:var(--s3)}
.filters button{min-height:var(--tap);padding:0 14px;border-radius:999px;border:1px solid var(--border);background:#fff;font:600 var(--fs-sm) var(--font);white-space:nowrap}

/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--radius-lg)}
table{border-collapse:collapse;width:100%;font-size:var(--fs-sm);background:#fff}
th,td{text-align:left;padding:12px 14px;border-bottom:1px solid var(--border);vertical-align:top}
thead th{background:var(--surface);font-weight:700}
tbody th{font-weight:600}
caption{caption-side:bottom;text-align:left;padding:10px 14px;font-size:var(--fs-xs);color:var(--muted)}
.pick{background:color-mix(in srgb,var(--brand-accent) 10%,#fff)}

/* Verdict */
.verdict{display:grid;gap:var(--s3);margin-top:var(--s4)}
@media(min-width:768px){.verdict{grid-template-columns:1fr 1fr}}
.verdict .card p:last-child{margin:0}

/* FAQ */
.faq details{border-bottom:1px solid var(--border)}
.faq summary{min-height:var(--tap);padding:12px 0;font-weight:650;cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:12px}
.faq summary::after{content:"+";font-weight:700}.faq details[open] summary::after{content:"–"}
.faq details p{color:var(--muted)}

/* Trust block */
.trust{border:1px solid var(--border);border-radius:var(--radius-lg);padding:var(--s5);background:#fff}
.trust h2{font-size:var(--fs-xl);margin-top:0}
.trust dl{display:grid;gap:var(--s2);grid-template-columns:max-content 1fr;margin:0;font-size:var(--fs-sm)}
.trust dt{font-weight:700}.trust dd{margin:0}
.trust ol{font-size:var(--fs-sm);padding-left:20px}

/* Callouts / capture */
.capture{background:var(--hero-bg);color:var(--hero-fg);border-radius:var(--radius-lg);padding:var(--s5)}
.capture h2,.capture h3{color:#fff;margin-top:0}
.capture p{color:var(--hero-muted)}
.capture form{display:grid;gap:var(--s2)}
@media(min-width:640px){.capture form{grid-template-columns:1fr auto}}
.capture input{min-height:var(--tap);border-radius:var(--radius);border:0;padding:0 14px;font:inherit}
.note{background:var(--surface);border-radius:var(--radius);padding:var(--s4);font-size:var(--fs-sm)}
.toc{font-size:var(--fs-sm)}.toc a{display:inline-block;padding:6px 0}

/* Forms */
.form{display:grid;gap:var(--s4);max-width:560px}
.field label{display:block;font-weight:650;margin-bottom:6px}
.field .hint{font-size:var(--fs-xs);color:var(--muted);margin-top:4px}
.field input,.field select{width:100%;min-height:48px;border:1.5px solid var(--border);border-radius:var(--radius);padding:0 14px;font:inherit;background:#fff}
.progress{display:flex;gap:6px;margin-bottom:var(--s3)}
.progress span{flex:1;height:6px;border-radius:3px;background:var(--border)}.progress span.on{background:var(--brand-accent)}
.step-label{font-size:var(--fs-xs);color:var(--muted);font-weight:600}
.consent{font-size:var(--fs-xs);color:var(--muted)}
.layout-2{display:grid;gap:var(--s6)}
@media(min-width:960px){.layout-2{grid-template-columns:minmax(0,1fr) 340px}}
.prose{max-width:70ch}

/* Footer */
.site-footer{background:var(--hero-bg);color:var(--hero-muted);padding:var(--s7) 0 var(--s6);font-size:var(--fs-sm);margin-top:var(--s7)}
.site-footer a{color:#fff;display:inline-block;padding:6px 0}
.site-footer .cols{display:grid;gap:var(--s5)}
@media(min-width:768px){.site-footer .cols{grid-template-columns:2fr 1fr 1fr}}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer .legal{margin-top:var(--s5);border-top:1px solid rgba(255,255,255,.12);padding-top:var(--s4);font-size:var(--fs-xs)}

/* Sticky CTA: fixed overlay (no layout shift), hidden until hero CTA scrolls away; space reserved at page end */
.sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:50;background:#fff;border-top:1px solid var(--border);box-shadow:0 -4px 16px rgba(16,24,40,.08);padding:10px var(--s4) calc(10px + env(safe-area-inset-bottom));transform:translateY(110%);transition:transform .2s ease;height:var(--sticky-h)}
.sticky-cta.show{transform:none}
.sticky-cta .btn{width:100%;min-height:var(--tap)}
.sticky-spacer{height:var(--sticky-h)}
@media(min-width:900px){.sticky-cta,.sticky-spacer{display:none}}
@media(prefers-reduced-motion:reduce){.sticky-cta{transition:none}}

/* QA pass 1: tap targets + overflow */
.logo{min-height:var(--tap)}
.nav .btn{min-height:var(--tap)}
.card h3 a,td a,.toc a,.site-footer .logo{display:inline-flex;align-items:center;min-height:var(--tap)}
.fact dd,.badge,.lcard h3{overflow-wrap:anywhere}
.lcard>div{min-width:0}
main{overflow-x:clip}
@media(max-width:639px){.btn{white-space:normal;text-align:center;line-height:1.25;padding-top:10px;padding-bottom:10px}.hero .btn-lg,.summary .btn-lg,[data-sticky-trigger]>.btn-lg{width:100%}}

/* v2 (SEO review): self-hosted Inter + metric-matched fallback */
@font-face{font-family:"Inter";src:url("/assets/fonts/inter-var-latin.woff2") format("woff2");font-weight:100 900;font-style:normal;font-display:swap}
@font-face{font-family:"Inter Fallback";src:local("Arial");size-adjust:107.12%;ascent-override:90.44%;descent-override:22.52%;line-gap-override:0%}
:root{--font:"Inter","Inter Fallback",system-ui,-apple-system,"Segoe UI",Roboto,sans-serif}
.logo img{height:32px;width:auto}
/* SEO #2: disclosure at AA contrast on every background */
.disclosure,.hero-light .disclosure{color:#4A5361}
.hero .disclosure{color:#D5DBE3}.hero-light .disclosure{color:#4A5361}
.card-title{font-weight:700;font-size:var(--fs-lg);margin:0 0 6px;color:inherit}
.capture .card-title{color:#fff}
/* SEO #1 + sticky safe-area: height grows with inset so the button isn't clipped */
.sticky-cta{height:auto;min-height:var(--sticky-h)}
/* v2.2 (SEO v2 must-fix 1): Ad label 14px/600, #4A5361 on #fff (7.9:1), ABOVE the button so it is read before the click */
.sticky-cta .ad-label{display:block;font-size:14px;font-weight:600;line-height:1.25;color:#4A5361;text-align:center;margin:0 0 6px}
.sticky-cta:has(.ad-label){padding-top:8px;padding-bottom:calc(8px + env(safe-area-inset-bottom))}
.sticky-spacer{height:calc(var(--sticky-h) + 20px + env(safe-area-inset-bottom))}

:root{--brand-dark:#0b1220;--brand-accent:#c2410c;--brand-accent-strong:#9A3412;--btn-bg:#c2410c;--btn-fg:#fff;--btn-bg-hover:#9A3412;--btn-fg-hover:#fff;--link:#0B5CAD;--hero-bg:#0b1220;--hero-muted:#cbd5e1;--surface:#F4F6FA;--text:#0f172a;--muted:#475569;--border:#e2e8f0;--ko:#fff}
.hero,.band,.factstrip,.site-header,.site-footer{--ko:#0b1220}
.ic{width:24px;height:24px;fill:currentColor;flex:none}.ic-lg{width:32px;height:32px;fill:#c2410c}.hero .ic,.band .ic,.factstrip .ic{fill:#fb923c}
.logo img{height:36px;width:auto}.menu-btn{min-width:44px;min-height:44px;background:transparent;border:1px solid rgba(255,255,255,.3);border-radius:8px;color:#fff;font:600 15px var(--font)}
@media(min-width:900px){.menu-btn{display:none}}.mnav{display:none;background:#0b1220;padding:8px 16px 16px}.mnav.open{display:block}.mnav a{display:flex;align-items:center;min-height:44px;color:#fff;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.1)}
.factstrip{background:#0b1220;color:#fff;padding:24px 0}.factstrip dl{display:grid;gap:16px;grid-template-columns:repeat(2,1fr);margin:0}@media(min-width:768px){.factstrip dl{grid-template-columns:repeat(4,1fr)}}.factstrip dt{font-size:1.5rem;font-weight:800;color:#fb923c}.factstrip dd{margin:0;color:var(--hero-muted);font-size:.9375rem}
.bars{list-style:none;padding:0;margin:16px 0}.bars li a{display:grid;grid-template-columns:2rem 1fr auto;gap:8px;align-items:center;min-height:48px;text-decoration:none;color:var(--text);border-bottom:1px solid var(--border)}.bars .bar{grid-column:2/4;height:8px;border-radius:4px;background:#c2410c}.bars b{font-weight:700}
.band{background:#0b1220;color:#fff;padding:48px 0;text-align:center}.band h2{color:#fff}
.ad-label{font-size:14px;font-weight:600;color:#4A5361;display:block;margin-bottom:4px}
.site-footer a{padding:12px 0;display:inline-block}.site-footer li{list-style:none}.rowlink{display:flex;align-items:center;min-height:44px}
.cmp td,.cmp th{font-size:.9375rem}.note-warn{background:#FFF7ED;border-left:4px solid #c2410c;padding:12px 16px;border-radius:6px}
.hc-search{display:flex;gap:8px;flex-wrap:wrap;margin:16px 0}.hc-search input{flex:1 1 220px;min-height:48px;border-radius:10px;border:0;padding:0 14px;font:inherit}
.steps li::before{display:none!important;content:none!important}
.chips li{display:inline-flex;align-items:center;gap:6px;white-space:nowrap}.chips .ic{width:18px;height:18px;margin:0}
.crumbs a{padding:12px 0;min-height:44px;display:inline-flex;align-items:center}
.table-wrap th a,.table-wrap td a{display:flex;align-items:center;min-height:44px}
@media(min-width:1100px){.grid.g4c{grid-template-columns:repeat(4,1fr)}}@media(min-width:600px) and (max-width:1099px){.grid.g4c{grid-template-columns:repeat(2,1fr)}}
@media(max-width:419px){.nav .btn{white-space:nowrap;padding-left:12px;padding-right:12px}}
.nf-links{display:flex;flex-wrap:wrap;gap:16px}